Terms & Conditions

Effective Date: November 2025

Welcome to Xxclusive Advisory & Consulting Services. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our site or services.

1. Services Provided:

Xxclusive Advisory & Consulting Services offers personal and business consulting, credit building, business funding assistance, loan approval guidance, and payroll services. Our services are informational and advisory. We do not guarantee specific outcomes, credit score improvements, or loan approvals.

2. No Guarantees:

Results vary by individual circumstances. While we strive for excellence, no results are guaranteed. You acknowledge that personal and business consulting and funding processes depend on multiple factors beyond our control.

3. User Responsibilities:

  • Provide accurate and truthful information when engaging with our services.
  • Comply with all applicable laws and regulations.
  • Not misuse our website or services for unlawful purposes.

4. Payment & Refunds:

Payment terms are outlined during service selection. Refund policies vary by service package. Please contact us directly for refund inquiries.

5. Limitation of Liability:

Xxclusive Advisory & Consulting Services and its representatives are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or website. You use our services at your own risk.

6. Not Legal or Financial Advice:

We do not provide legal, financial, or tax advice. Our services are educational and advisory in nature. Consult with licensed professionals for legal or financial matters.

7. Privacy & Data Use:

Your personal information is collected and used as outlined in our Privacy Policy. By using our site, you consent to such collection and use.

8. Changes to Terms:

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date.

9. Governing Law:

These Terms & Conditions are governed by the laws of the jurisdiction in which Xxclusive Advisory & Consulting Services operates, without regard to conflict of law principles.

10. Contact Us:

If you have questions or concerns about these Terms & Conditions, please contact us at jelissajollyceo@xxclusiveservices.com